List of cities in North America for affordable living

From un-afordable to affordable.

Affordability is measure by how many years of Income you need to pay a House.

If you need 10 years of income or more to buy a house (red in the map), that is bad.

If you only need 2 or 3 years of income to buy a house (green in the map), that is good. Here is the affordability index for over 200 cities in the US for 2020

CityStateCountyAffordability Median House value  Median Annual Income 
Santa BarbaraCASanta Barbara15.7 $        1,163,900 $                          73,974
BoulderCOBoulder10.6 $            795,000 $                          74,900
Santa CruzCASanta Cruz10.4 $            945,600 $                          90,855
HonoluluHIHonolulu10.3 $            754,700 $                          72,943
Los AngelesCALos Angeles10.3 $            697,200 $                          67,418
OaklandCAAlameda9.8 $            807,600 $                          82,018
San FranciscoCASan Francisco9.8 $        1,217,500 $                        123,859
New YorkNYNew York9.8 $            680,800 $                          69,407
San JoseCASanta Clara8.6 $            999,900 $                        115,893
MiamiFLMiami-Dade8.3 $            358,500 $                          42,966
BostonMASuffolk7.9 $            627,000 $                          79,018
San DiegoCASan Diego7.7 $            658,400 $                          85,507
Santa RosaCASonoma7.7 $            603,100 $                          78,574
SeattleWAKing7.5 $            767,000 $                        102,486
BellinghamWAWhatcom7.4 $            432,400 $                          58,492
WashingtonDCDistrict of Columbia7.0 $            646,500 $                          92,266
SalinasCAMonterey6.9 $            478,800 $                          69,117
NewarkNJEssex6.7 $            270,600 $                          40,235
YonkersNYWestchester6.5 $            422,700 $                          64,916
EugeneORLane6.4 $            329,000 $                          51,269
ChicoCAButte6.3 $            378,100 $                          59,876
OxnardCAVentura6.3 $            497,300 $                          78,981
AshevilleNCBuncombe6.3 $            329,500 $                          52,339
ProvoUTUtah6.2 $            335,700 $                          53,864
VallejoCASolano6.2 $            441,100 $                          71,265
Fort CollinsCOLarimer6.1 $            428,900 $                          70,474
DenverCODenver5.9 $            447,500 $                          75,646
Salt Lake CityUTSalt Lake5.9 $            378,300 $                          63,971
ConcordCAContra Costa5.9 $            604,300 $                        102,477
ElizabethNJUnion5.7 $            290,200 $                          50,732
RiversideCARiverside5.7 $            411,000 $                          71,967
RenoNVWashoe5.6 $            378,600 $                          67,082
PatersonNJPassaic5.6 $            266,000 $                          47,369
AlexandriaVAAlexandria5.5 $            572,500 $                        103,284
SacramentoCASacramento5.5 $            380,600 $                          69,134
College StationTXBrazos5.5 $            286,500 $                          52,268
PortlandORMultnomah5.4 $            334,200 $                          61,779
AtlantaGAFulton5.4 $            359,500 $                          66,657
StocktonCASan Joaquin5.3 $            317,700 $                          59,504
MercedCAMerced5.3 $            268,100 $                          50,309
New OrleansLAOrleans5.3 $            242,900 $                          45,615
Fort LauderdaleFLBroward5.3 $            359,200 $                          67,750
KissimmeeFLOsceola5.3 $            208,700 $                          39,661
West Palm BeachFLPalm Beach5.2 $            267,800 $                          51,089
ModestoCAStanislaus5.2 $            324,100 $                          62,067
Las VegasNVClark5.2 $            305,900 $                          58,713
FresnoCAFresno5.2 $            276,600 $                          53,161
Jersey CityNJHudson5.2 $            424,900 $                          81,693
New BedfordMABristol5.1 $            243,300 $                          47,305
Ann ArborMIWashtenaw5.1 $            370,100 $                          72,137
AustinTXTravis5.0 $            378,300 $                          75,413
LancasterPALancaster5.0 $            284,100 $                          56,672
GreeleyCOWeld5.0 $            305,100 $                          61,492
AthensGAClarke5.0 $            195,500 $                          39,451
Yuba CityCASutter4.9 $            303,900 $                          61,773
TacomaWAPierce4.9 $            344,500 $                          70,411
TuscaloosaALTuscaloosa4.9 $            200,200 $                          40,934
YakimaWAYakima4.9 $            216,600 $                          44,292
RosevilleCAPlacer4.8 $            487,100 $                        101,101
FayettevilleARWashington4.8 $            216,000 $                          44,859
GainesvilleFLAlachua4.8 $            187,200 $                          39,201
BoiseIDAda4.7 $            310,900 $                          65,463
ProvidenceRIProvidence4.7 $            237,200 $                          50,097
New HavenCTNew Haven4.7 $            198,200 $                          41,956
HartfordCTHartford4.7 $            173,500 $                          36,762
TallahasseeFLLeon4.7 $            219,700 $                          46,964
MarysvilleWASnohomish4.7 $            378,300 $                          81,335
TampaFLHillsborough4.6 $            265,700 $                          57,709
CharlestonSCCharleston4.6 $            363,600 $                          79,359
ReddingCAShasta4.6 $            288,100 $                          63,165
NashvilleTNDavidson4.5 $            287,300 $                          63,462
FargoNDCass4.5 $            236,800 $                          52,810
ChicagoILCook4.5 $            275,200 $                          61,811
OrlandoFLOrange4.4 $            260,800 $                          58,819
BridgeportCTFairfield4.4 $            194,800 $                          44,035
VisaliaCATulare4.4 $            264,000 $                          59,911
PhoenixAZMaricopa4.4 $            266,600 $                          60,931
WorcesterMAWorcester4.4 $            249,600 $                          57,092
SpokaneWASpokane4.4 $            228,500 $                          52,447
VictorvilleCASan Bernardino4.3 $            258,900 $                          60,391
MinneapolisMNHennepin4.3 $            282,200 $                          65,889
BakersfieldCAKern4.2 $            264,500 $                          62,402
DallasTXDallas4.2 $            231,400 $                          55,332
MadisonWIDane4.1 $            275,900 $                          66,847
KennewickWABenton4.1 $            254,800 $                          61,983
Lake CharlesLACalcasieu4.1 $            155,600 $                          37,894
NorfolkVANorfolk4.1 $            218,000 $                          53,093
Baton RougeLAEast Baton Rouge4.1 $            187,500 $                          45,819
MurfreesboroTNRutherford4.0 $            273,500 $                          68,373
BillingsMTYellowstone4.0 $            232,700 $                          58,394
PeoriaILPeoria4.0 $            307,800 $                          77,368
CharlotteNCMecklenburg4.0 $            252,100 $                          63,483
RaleighNCWake4.0 $            274,200 $                          69,333
Palm CoastFLFlagler4.0 $            237,700 $                          60,158
St. PetersburgFLPinellas3.9 $            242,700 $                          61,631
TucsonAZPima3.9 $            172,700 $                          44,365
PlanoTXCollin3.9 $            361,000 $                          93,321
DurhamNCDurham3.9 $            253,500 $                          65,534
PhiladelphiaPAPhiladelphia3.9 $            183,200 $                          47,474
ColumbiaSCRichland3.9 $            402,200 $                        104,237
AlbuquerqueNMBernalillo3.8 $            211,800 $                          55,567
AnchorageAKAnchorage3.8 $            314,600 $                          82,716
KnoxvilleTNKnox3.8 $            155,400 $                          41,388
GastoniaNCGaston3.7 $            184,300 $                          49,172
Virginia BeachVAVirginia Beach3.7 $            296,200 $                          79,054
ChesapeakeVAChesapeake3.7 $            290,900 $                          77,847
DentonTXDenton3.7 $            249,000 $                          66,644
HoustonTXHarris3.7 $            195,800 $                          52,450
NampaIDCanyon3.7 $            214,000 $                          57,352
PuebloCOPueblo3.7 $            159,800 $                          43,148
CincinnatiOHHamilton3.7 $            170,800 $                          46,260
NormanOKCleveland3.7 $            205,100 $                          55,849
St. PaulMNRamsey3.7 $            231,500 $                          63,174
Las CrucesNMDoña Ana3.7 $            165,300 $                          45,130
Cape CoralFLLee3.7 $            249,600 $                          68,282
WilmingtonNCNew Hanover3.7 $            174,400 $                          47,722
LexingtonKYFayette3.6 $            211,400 $                          58,356
SavannahGAChatham3.6 $            164,100 $                          45,533
Port St. LucieFLSt. Lucie3.6 $            244,900 $                          68,041
Sioux FallsSDMinnehaha3.6 $            218,900 $                          61,058
BaltimoreMDBaltimore3.6 $            179,100 $                          50,177
AllentownPALehigh3.5 $            144,000 $                          40,835
Newport NewsVANewport News3.5 $            186,600 $                          53,029
JacksonvilleFLDuval3.5 $            200,200 $                          56,975
OgdenUTWeber3.5 $            210,800 $                          60,054
WacoTXMcLennan3.5 $            145,500 $                          41,481
YumaAZYuma3.5 $            163,900 $                          47,249
Winston-SalemNCForsyth3.5 $            154,200 $                          44,576
AlbanyNYAlbany3.5 $            108,400 $                          31,397
GulfportMSHarrison3.4 $            123,800 $                          36,013
GreenvilleSCGreenville3.4 $            165,000 $                          48,169
Palm BayFLBrevard3.4 $            184,600 $                          54,113
GreensboroNCGuilford3.4 $            169,600 $                          49,748
HamptonVAHampton3.4 $            193,500 $                          56,930
ShreveportLACaddo3.4 $            152,000 $                          45,013
Round RockTXWilliamson3.4 $            288,700 $                          86,145
Overland ParkKSJohnson3.3 $            306,300 $                          91,518
ChampaignILChampaign3.3 $            154,600 $                          47,379
Grand RapidsMIKent3.2 $            168,300 $                          51,817
RoanokeVARoanoke3.2 $            147,300 $                          45,838
Fort WorthTXTarrant3.2 $            209,400 $                          65,356
Fort SmithARSebastian3.2 $            138,000 $                          43,097
St. LouisMOSt. Louis3.2 $            150,700 $                          47,176
San AntonioTXBexar3.2 $            171,100 $                          53,751
DeltonaFLVolusia3.2 $            179,700 $                          56,505
FrederickMDFrederick3.2 $            274,600 $                          86,389
Green BayWIBrown3.2 $            154,700 $                          49,029
TylerTXSmith3.1 $            164,700 $                          52,294
St. CloudMNStearns3.1 $            169,500 $                          53,829
LouisvilleKYJefferson3.1 $            172,100 $                          54,853
IndianapolisINMarion3.1 $            155,400 $                          49,661
Little RockARPulaski3.1 $            171,700 $                          54,878
LynchburgVALynchburg3.1 $            170,500 $                          54,850
KenoshaWIKenosha3.1 $            172,700 $                          55,594
TulsaOKTulsa3.1 $            152,700 $                          49,158
KalamazooMIKalamazoo3.1 $            122,000 $                          39,494
RochesterNYMonroe3.1 $            229,800 $                          74,527
AmarilloTXPotter3.0 $            151,700 $                          49,802
MaconGABibb3.0 $            128,000 $                          42,140
MilwaukeeWIMilwaukee3.0 $            133,600 $                          44,192
NapervilleILDuPage3.0 $            423,000 $                        140,061
KilleenTXBell3.0 $            146,200 $                          48,622
Oklahoma CityOKOklahoma3.0 $            165,700 $                          55,492
ColumbusOHFranklin3.0 $            139,400 $                          46,934
LubbockTXLubbock2.9 $            152,800 $                          52,254
JolietILWill2.9 $            205,600 $                          71,284
BuffaloNYErie2.9 $            117,500 $                          40,843
TrentonNJMercer2.9 $              97,600 $                          34,000
OmahaNEDouglas2.9 $            175,800 $                          61,305
RacineWIRacine2.8 $            124,500 $                          43,748
Corpus ChristiTXNueces2.8 $            157,100 $                          55,564
McAllenTXHidalgo2.8 $            129,400 $                          46,319
WarrenMIMacomb2.8 $            147,100 $                          52,739
Des MoinesIAPolk2.8 $            150,200 $                          53,859
PittsburghPAAllegheny2.8 $            149,200 $                          53,799
MobileALMobile2.8 $            129,700 $                          46,788
AppletonWIOutagamie2.8 $            165,600 $                          60,129
El PasoTXEl Paso2.8 $            133,600 $                          48,542
Sugar LandTXFort Bend2.7 $            345,100 $                        127,598
WichitaKSSedgwick2.7 $            146,700 $                          55,056
Warner RobinsGAHouston2.6 $            135,800 $                          51,289
MemphisTNShelby2.6 $            115,900 $                          43,794
LafayetteLALafayette2.6 $            118,800 $                          45,126
LorainOHLorain2.6 $              95,000 $                          36,162
AbileneTXTaylor2.6 $            138,400 $                          52,997
Cedar RapidsIALinn2.6 $            146,700 $                          56,774
LaredoTXWebb2.6 $            148,100 $                          57,468
BloomingtonILMcLean2.6 $            173,900 $                          67,874
SyracuseNYOnondaga2.5 $              99,800 $                          39,494
PearlandTXBrazoria2.5 $            269,500 $                        106,757
ScrantonPALackawanna2.5 $            103,600 $                          41,169
Fort WayneINAllen2.5 $            124,400 $                          49,855
OdessaTXEctor2.5 $            163,200 $                          66,316
CantonOHStark2.4 $              77,900 $                          32,125
DavenportIAScott2.4 $            137,700 $                          57,374
JacksonMSHinds2.3 $              91,100 $                          38,972
BrownsvilleTXCameron2.3 $              95,600 $                          41,271
ToledoOHLucas2.3 $              84,600 $                          36,709
LansingMIIngham2.3 $              94,200 $                          41,066
EvansvilleINVanderburgh2.3 $              97,700 $                          42,600
ClevelandOHCuyahoga2.2 $              71,100 $                          32,053
South BendINSt. Joseph2.2 $              92,200 $                          41,599
Kansas CityMOJackson2.2 $              99,700 $                          45,391
RockfordILWinnebago2.1 $              98,900 $                          46,803
AkronOHSummit2.1 $              86,600 $                          41,013
TopekaKSShawnee2.1 $            105,100 $                          50,761
DaytonOHMontgomery2.1 $              67,900 $                          33,116
ReadingPABerks2.0 $              77,700 $                          39,670
DetroitMIWayne1.7 $              58,900 $                          33,965
YoungstownOHMahoning1.7 $              50,200 $                          29,143
FlintMIGenesee1.1 $              34,400 $                          32,236